I have been a bit dilatory about visiting this week, as I have had some big decisons to make. Nothing is certain at the moment but I shall post about the changes nearer the time that they take effect, if indeed they do happen. This post has been in my draft folder, for some time, waiting for what I considered to be the right time to post it. The Hope Courage Faith award was given to me some time ago by Reasons and I have decided to post the two together. I am sure that Reasons will identify with this post and I thank her for the award.
Six and a half years ago, when we moved from Surrey to Cheshire I was not totally happy with what we were doing. I had my misgivings about the situation and my worst fears turned out to come true. At the time husband was very positive about the move but has since admitted that it was a mistake. However, it is all too late now. We are here and we aren't moving back south.
My husband's self employed status had been shaky for the best part of 15 months when a permanent post, came up in Chester, that exactly matched his skill set. In some ways it seemed to be too good an opportunity to miss. The downside was that it would mean moving 200 miles. I had some reservations. Which would be better? Chester with a job or Surrey without a job. We still had to live, eat and pay the mortgage. I also worked part time, but our financial commitments had been taken on, based on husband's salary. Husband was offered the job which he took. We sold our house in Surrey. Moved to a rented house in Chester before buying the cottage, which as it has turned out needed a lot more work doing to it than we originally thought. Houses always do, we ought to have realised that.
The job lasted two years! His employer a large American bank, expanded too quickly then had to shed staff. Husband was offered voluntary early retirement. In other words redundancy dressed up as enforced voluntary early retirement with a payment of one year's net salary, which was never going to last until he was able to draw his pension.
This American bank had no scruples, what so ever, about the fact that they had moved a couple in their fifties, 200 miles from their families, friends and the roots that they had put down, in my husband's case over his entire life. It did not matter to them that we had uprooted ourselves, moved house, rented a house then bought the cottage, with the help of a mortgage and were just being to find our feet in Chester when they swept the ground from under us. It had all cost us thousands of pounds.
I had suspected that something like this would happen. I clearly remember a conversation that I had with husband, before he accepted the job in Chester. We were in the kitchen of our previous house and I asked what would happen if once we had moved to Chester, he was made redundant. Husband assured me that it would not happen! And again I remember more conversations or rather heated discussions that the pair of us had in the kitchen of the cottage, which was the first room that we tackled when we started the renovation work on the cottage. Moving, back south, at this point was not an option. It would have been impossible to sell the cottage because we had started our programme of renovation work and the general appearance of the cottage was now worse then it had been before we started.
The timing of this early retirement could not have been worse. We had a builder booked to start work on the cottage and no salary on which to support the extension to the mortgage, needed to fund the building work. Luckily the early retirement payment came in handy to pay the builder. Fortunately for us, whilst we were wondering how we would pay the builder or manage some how to put him off, he had disappeared off the face of the earth. Eventually he resurfaced, four months later and announced that he was ready to start. His previous job had over run. After three months of twiddling his thumbs, husband went back to being self employed. Perhaps we should have stuck it out in Surrey? That is something that we shall never know.